15 Gazza Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 15 Gazza Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,730 sqft · built 1999
Lot Size	5.07 acres (220,980 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2016)
Tax Bill	$8,185 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`13-0552-75`

Property Details

APN / Parcel Number

Primary APN	`13-0552-75`
Alternative APN	`GLOC M:013 B:060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	920 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,980 sqft (5.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-0552-75
Street Address	15 GAZZA RD
City	CHEPACHET
State	RI
Zip	02814-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	60
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2003
Census Tract	13102

Owner

15 Gazza Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Glocester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 GAZZA RD, CHEPACHET, RI 02814-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016 · Amount on File
Deed Sale	May 5, 2016 · Amount on File
Prior Sale	Nov 25, 2013 · Amount on File
Deed Document Number	201633673
Deed Book / Page	713 / 292
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Recording Date	May 27, 2026
Property Address	15 GAZZA RD, CHEPACHET, RI 02814-1415
Document Number	000990-158
Book / Page	990 / 158
Instrument Date	May 14, 2026
Instrument	202657088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GAZZA RD, CHEPACHET, RI 02814-1415

Mortgage

Document Number	0000057088,
Date	May 27, 2026
Book Page	990/158
Instrument	202657088

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	15 GAZZA RD, CHEPACHET, RI 02814-1415
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000893-270
Date	Jan 20, 2022
Book Page	893/270
Instrument	48885

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 15 Gazza Rd was $8,185.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,185.00	$574,000 Land $139,800 Building $434,200	$647,742
2023	$8,180.00 (+16.74%)	$574,000 (+53.11%) Land $139,800 Building $434,200
2022	$7,007.00	$374,900 Land $96,800 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Gazza Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Gazza Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gazza Rd

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