15 Gates Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 15 Gates Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,665 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$235,000 (Sep 2013)
Tax Bill	$5,877 (2026)
Deeds & Mortgages	May 2026 Transfer Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00147 L:00032`

Property Details

APN / Parcel Number

Primary APN	`STER M:00147 L:00032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	4,423 sqft
Basement Area	1,665 sqft
Unfinished Basement	1,665 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	15 GATES RD
City	STERLING
State	MA
Zip	01564-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	32
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4048
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	15 GATES RD, STERLING, MA 01564-1407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2013 · Amount on File
Deed Sale	Sep 5, 2013 · Amount on File
Prior Sale	Sep 5, 2013 · Amount on File
Deed Document Number	2013108294
Deed Book / Page	51456 / 291
Transfer Doc	54402-271
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	May 27, 2026
Property Address	15 GATES RD, STERLING, MA 01564-1407
Document Number	0073630-27
Book / Page	73630 / 27
Instrument Date	May 27, 2026
Instrument	202641985
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GATES RD, STERLING, MA 01564-1407

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	15 GATES RD, STERLING, MA 01564-1407
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	064412-235
Date	Feb 8, 2021
Book Page	64412/235
Instrument	18242

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	15 GATES RD, STERLING, MA 01564-1407
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070889-148
Date	Aug 14, 2024
Book Page	70889/148
Instrument	64931

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,877.00 (+10.26%)	$468,300 (+13.17%) Land $149,400 Building $318,900	$415,910 (-)
2025	$5,330.00 (+3.66%)	$413,800 (+7.12%) Land $129,400 Building $284,400	$415,910 (-5.5%)
2024	$5,142.00 (+2.8%)	$386,300 (+10.43%) Land $129,400 Building $256,900	$440,135
2023	$5,002.00	$349,800 Land $129,400 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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