Henderson County property record for 15 Garys Ln, Flat Rock, NC 28731
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 924 sqft · built 1994 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $615 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597081893 |
| Primary APN | 9597081893 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Canopy | 312 sqft |
| Utility Building | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9928547 |
|---|---|
| Street Address | 15 GARYS LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6631 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 9928547~R2 |
| Legal Description | SR1470 ON HOWARD GAP LOOP RD |
| Legal Subdivision | GARY MORGAN |
| Legal Block | 8 |
| Legal Lot Number | 1893 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 GARYS LN, FLAT ROCK, NC 28731-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,800 (-) Land $23,900 Building $85,900 | ||
| 2025 | $615.00 | ||
| 2023 | $109,800 Land $23,900 Building $85,900 | $109,800 Land $23,900 Building $85,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
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