McHenry County property record for 15 Garfield St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-351-025 |
| Primary APN | 01-36-351-025 |
|---|
| Lot Area | 9,583 sqft (0.219 acres) |
|---|
| Street Address | 15 GARFIELD ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0161649 & 2003R0161648 W 144.91FT S 66FT LT 10 CHEMUNG PLAT NO 4 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 36 |
| Legal Block | 351 |
| Legal Lot Number | 10 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 870302 |
15 Garfield St is owned and occupied by an individual who acquired it in December 2003.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 GARFIELD ST, HARVARD, IL 60033-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2003 |
| Deed Sale | Dec 4, 2003 |
| Prior Sale | Dec 4, 2003 · Amount on File |
| Deed Document Number | 2003R0161648 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 15 GARFIELD ST, HARVARD, IL 60033-3117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000028720 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025R0028720 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $39,657 Land $6,877 Building $32,780 | $118,971 Land $20,631 Building $98,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Garfield St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Garfield St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Verizon.
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