15 Gallup St, Westerly, RI 02891 Property Records

Westerly Town property record for 15 Gallup St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2003
Lot Size	0.386 acres (16,810 sqft)
Owner	2 Individual Names on File
Last Sale	$278,500 (Nov 2003)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:68 B:17`

Property Details

APN / Parcel Number

Primary APN	`WEST M:68 B:17`
Alternative APNs	`M:068 B:17 L` `1164400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,520 sqft Living Area
Gross Area	3,826 sqft Gross Area
Stories	1 Story

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,810 sqft (0.386 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1164400
Street Address	15 GALLUP ST
City	WESTERLY
State	RI
Zip	02891-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2034
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:68 B:17

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 GALLUP ST, WESTERLY, RI 02891-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2003 · Amount on Record
Deed Sale	Nov 17, 2003 · Amount on Record
Deed Book / Page	1228 / 153
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	May 19, 2026
Property Address	15 GALLUP ST, WESTERLY, RI 02891-2552
Document Number	02026-7385
Book / Page	2026 / 7385
Instrument Date	May 02, 2026
Instrument	20261614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GALLUP ST, WESTERLY, RI 02891-2552

Mortgage

Document Number	0000001614,
Date	May 19, 2026
Book Page	2026/7385
Instrument	20261614

Lender

Name	DIME BANK

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2051

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,309.00 (+5.28%)	$553,800 (+37.45%) Land $182,600 Building $371,200
2023	$4,093.00 (+0.59%)	$402,900 (-) Land $130,500 Building $272,400
2022	$4,069.00	$402,900 Land $130,500 Building $272,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.