15 Freedom Way, Unit 46, Niantic, CT 06357 Property Records

East Lyme Town property record for 15 Freedom Way, Unit 46, Niantic, CT 06357

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,940 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2017)
Tax Bill	$5,621 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:009.0 B:00028 L:00046`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:009.0 B:00028 L:00046`
Alternative APN	`9555`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	108 Units
Stories	3 Stories
Building Area	1,940 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	766 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9555
Street Address	15 FREEDOM WAY, 46
City	NIANTIC
State	CT
Zip	06357-1050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Subdivision	SEA SPRAY
Legal Block	28
Legal Lot Number	46
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	3
Census Block	3010
Census Tract	716101

Owner

Source: East Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 FREEDOM WAY, 46, NIANTIC, CT 06357-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · ARM CHARTER OAK FCU
Oct 27, 2017	Warranty Deed, Transfer CHARTER OAK FED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Book / Page	989 / 27
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	15 FREEDOM WAY UNIT 46, 46, NIANTIC, CT 06357-1050
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001085-403
Date	Aug 10, 2022
Book Page	1085/403
Instrument	2329

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Type Change Date	Sep 1, 2032
Index	1-Year CMT

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Oct 27, 2017
Property Address	15 FREEDOM WAY UNIT 46, 46, NIANTIC, CT 06357-1050
Document Number	989-27
Book / Page	989 / 27
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	9890032
Date	Oct 27, 2017
Instrument	00989/0032

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2047

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,621.00	$200,690 (-) Building $200,690	$140,483 Building $140,483
2024	$5,621.00 (+12.58%)
2023	$4,993.00 (+4.37%)	$200,690 (-) Building $200,690
2022	$4,784.00	$200,690 Building $200,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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