15 Franklin St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 15 Franklin St, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1934
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2021)
Tax Bill	$7,095 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 126.-2-31`

Property Details

APN / Parcel Number

Primary APN	`473000 126.-2-31`
Alternative APNs	`0600-126.00-02.00-031.000` `300012600000020310000000` `47300013721` `04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	75 ft deep x 50 ft wide
View / Lot	Canal

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	04
Street Address	15 FRANKLIN ST
City	RIVERHEAD
State	NY
Zip	11901-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	291 0000 3
Legal Block	2
Legal Lot Number	31
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2010
Census Tract	169800

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 FRANKLIN ST, RIVERHEAD, NY 11901-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage SUFFOLK FCU
Nov 10, 2021	Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS
Nov 16, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Book / Page	13128 / 758
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	15 FRANKLIN ST, RIVERHEAD, NY 11901-2643
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236960258
Date	Nov 19, 2025
Book Page	23696/258

Lender

Name	SUFFOLK FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2054

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 10, 2021
Property Address	15 FRANKLIN ST, RIVERHEAD, NY 11901-2643
Document Number	0131280758
Book / Page	13128 / 758
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1355 HEROES WAY, RIVERHEAD, NY 11901-2000

Mortgage

Document Number	0233430924
Date	Nov 10, 2021
Book Page	23343/924
Instrument	DM046155

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 16, 2020
Property Address	15 FRANKLIN ST, RIVERHEAD, NY 11901-2643
Document Number	0130780278
Book / Page	013078 / 000278
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1201 RXR PLZ UNIONDALE NY 115564201, UNIONDALE, NY 11556-4201

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,900 (-) Land $4,300 Building $26,600	$378,676 (+13.85%) Land $52,696 Building $325,980
2024	$7,095.00
2023		$30,900 Land $4,300 Building $26,600	$332,615 Land $46,286 Building $286,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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