15 Franklin St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 15 Franklin St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1900
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Jun 2021)
Tax Bill	$4,026 (2026)
Deeds & Mortgages	Mar 2022 Refinance Jan 2022 Refinance + 1 more
APN	`5085-000-06`

Property Details

APN / Parcel Number

Primary APN	`5085-000-06`
Alternative APNs	`324001 47.08-1-26.000` `40010470080001026000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	996 sqft
Upper Floors Area	498 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	153 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5085-000-06
Street Address	15 FRANKLIN ST
City	PHELPS
State	NY
Zip	14532-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	820/433 0.25 ACRE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1021
Census Tract	50402

Owner

15 Franklin St is owned and occupied by an individual who bought it in June 2021.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15 FRANKLIN ST, PHELPS, NY 14532-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Jun 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Mar 10, 2016 · Amount on File
Deed Document Number	20219757
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	15 FRANKLIN ST, PHELPS, NY 14532-1013
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003146/208
Date	Mar 16, 2022
Book Page	3146/208
Instrument	202203160228

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	15 FRANKLIN ST, PHELPS, NY 14532-1013
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003135/143
Date	Jan 26, 2022
Book Page	3135/143
Instrument	120220126023

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jun 10, 2021
Property Address	15 FRANKLIN ST, PHELPS, NY 14532-1013
Document Number	2021009757
Instrument Date	Jun 1, 2021
Instrument	2021-009757
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 FURNACE RD, ONTARIO, NY 14519-8903

Tax Assessment & Valuation

The 2026 property tax bill for 15 Franklin St was $4,026, up 20.3% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,026.00 (+20.25%)
2025	$3,348.00	$107,000 Land $13,500 Building $93,500	$148,600 Land $18,749 Building $129,851
2023		$107,000 Land $13,500 Building $93,500	$130,500 Land $16,465 Building $114,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 Franklin St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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