15 Foss Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 15 Foss Rd, Saco, ME 04072

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,152 sqft · built 1998
Lot Size	21.5 acres (936,976 sqft)
Owner	Individual Name on File
Last Sale	$362,300 (Feb 2018)
Tax Bill	$5,896 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2868R`

Property Details

APN / Parcel Number

Primary APN	`S2868R`
Alternative APNs	`SACO M:097 L:010 U:005-000` `M:097 L:010 U:005=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	936,976 sqft (21.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S2868R
Street Address	15 FOSS RD
City	SACO
State	ME
Zip	04072-9522
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	WR
Legal Subdivision	DOREEN METCALF
Legal Lot Number	10
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3000
Census Tract	5100

Owner

15 Foss Rd, a rural home, is owned and occupied by an individual who bought it in February 2018.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15 FOSS RD, SACO, ME 04072-9522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2018	Intrafamily Transfer, Subdivision Related Transfer · FHA Mortgage FRANKLIN AMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Prior Sale	Dec 18, 2017
Deed Document Number	20184863
Deed Book / Page	17656 / 537
Transfer Doc	0176560537
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	15 FOSS RD, SACO, ME 04072-9522
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185160840
Date	Jan 8, 2021
Book Page	18516/840
Instrument	2021001400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	15 FOSS RD, SACO, ME 04072-9522
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182090523
Date	Apr 2, 2020
Book Page	18209/523
Instrument	2020014660

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2018: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACO ME
Recording Date	Feb 6, 2018
Property Address	15 FOSS RD, SACO, ME 04072-9522
Document Number	0176560537
Book / Page	17656 / 0537
Instrument	2018004863
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004864
Date	Feb 6, 2018
Instrument	2018004864

Lender

Name	FRANKLIN AMER MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Foss Rd was $5,896, up 6.3% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,896.00 (+6.35%)	$415,200 (+5.22%) Land $194,800 Building $220,400
2024	$5,544.00	$394,600 Land $174,200 Building $220,400	$531,620
2022	$5,369.00	$292,900 Land $132,700 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Foss Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Foss Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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