15 Forest St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 15 Forest St, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,469 sqft · built 2025
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Jan 2026)
Tax Bill	$7,112 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0008 L:0000 P:0010`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0008 L:0000 P:0010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	4,821 sqft
1st Floor Area	690 sqft
Basement Area	793 sqft
Unfinished Basement	793 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 FOREST ST
City	WILMINGTON
State	MA
Zip	01887-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2014
Census Tract	331300

Owner

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 FOREST ST, WILMINGTON, MA 01887-2858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jan 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance WINTER HILL FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Mar 4, 2025 · Amount on Record
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0000325732
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	15 FOREST ST, WILMINGTON, MA 01887-2858
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314425
Date	Dec 20, 2021
Instrument	314425

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Jan 14, 2026
Property Address	15 FOREST ST, WILMINGTON, MA 01887-2858
Document Number	0000328758
Instrument Date	Jan 12, 2026
Instrument	328758
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 FOREST ST, WILMINGTON, MA 01887-2858

Mortgage

Document Number	0000328759
Date	Jan 14, 2026
Instrument	328759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Mar 4, 2025
Property Address	15 FOREST ST, WILMINGTON, MA 01887-2858
Document Number	0000325732
Instrument Date	Feb 27, 2025
Instrument	325732
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 BOUTWELL ST, WILMINGTON, MA 01887-2605

Mortgage

Document Number	0000325839
Date	Mar 4, 2025
Instrument	325839

Lender

Name	WINTER HILL FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,112.00 (+30.23%)	$623,300 (+30.7%) Land $294,800 Building $328,500	$1,246,165 (+133.87%)
2025	$5,461.00 (+2.38%)	$476,900 (+2.19%) Land $273,000 Building $203,900
2024	$5,334.00 (+4.88%)	$466,700 (+9.55%) Land $273,000 Building $193,700	$532,855
2023	$5,086.00	$426,000 Land $248,100 Building $177,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1981–2006)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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