Essex County and Gloucester City property record for 15 Flume Rd, Apt 4, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,315 sqft · built 1988 |
| Lot Size | 0.304 acres (13,260 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $595,000 (Aug 2024) |
| Tax Bill | $5,527 (2026) |
| Deeds & Mortgages | Apr 2020 Refinance Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0169 B:0059 L:0004 |
| Primary APN | GLOU M:0169 B:0059 L:0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 13,260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15 FLUME RD, 4 |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5200 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | VB |
| Legal Subdivision | MAGNOLIA HARBOR CONDO |
| Legal Block | 59 |
| Legal Lot Number | 4 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 221901 |
15 Flume Rd, Apt 4 is owner-occupied and held in a trust since August 2024.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15 FLUME RD, 4, GLOUCESTER, MA 01930-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Apr 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 20242560 |
| Deed Book / Page | 42274 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 15 FLUME RD APT 4, 4, GLOUCESTER, MA 01930-5200 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38455-184 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 38455/184 |
| Instrument | 20200427003060 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 26, 2019 |
| Property Address | 15 FLUME RD APT 4, 4, GLOUCESTER, MA 01930-5200 |
| Document Number | 37468-311 |
| Book / Page | 37468 / 311 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 20190426006240 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 FLUME RD APT 4, 4, GLOUCESTER, MA 01930-5200 |
| Document Number | 190426006250 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 190426006250 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 Flume Rd, Apt 4 was $5,527, down 1.9% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,527.00 (-1.92%) | $593,700 (+2.42%) Building $593,700 | $599,385 |
| 2025 | $5,635.00 (+6.62%) | $579,700 (+6.72%) Building $579,700 | |
| 2024 | $5,285.00 (+14.97%) | $543,200 (+25.13%) Building $543,200 | $553,185 |
| 2023 | $4,597.00 | $434,100 Building $434,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Flume Rd, Apt 4 in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Flume Rd, Apt 4 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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