Hampden County and Springfield City property record for 15 Florida St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,694 sqft · built 1910 |
| Lot Size | 0.157 acres (6,826 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $3,995 (2026) |
| Deeds & Mortgages | May 2026 Second Mortgage Jun 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05220 P:0085 |
| Primary APN | SPRI S:05220 P:0085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,826 sqft (0.157 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52200085 |
|---|---|
| Street Address | 15 FLORIDA ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC |
| Jun 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC |
| May 14, 2026 | Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Nov 13, 2020 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 202621558 |
| Deed Book / Page | 26332 / 172 |
| Transfer Doc | 20847-248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 14, 2026 |
| Property Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 026332-195 |
| Book / Page | 26332 / 195 |
| Instrument Date | May 14, 2026 |
| Instrument | 202621560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021560, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 26332/195 |
| Instrument | 202621560 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 5, 2026 |
| Property Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 026360-355 |
| Book / Page | 26360 / 355 |
| Instrument Date | May 14, 2026 |
| Instrument | 202625295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025295, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 26360/355 |
| Instrument | 202625295 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 14, 2026 |
| Property Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 0000021558 |
| Book / Page | 26332 / 172 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202621558 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Investor | Possibly a Property Investor |
| Date | May 14, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Nov 13, 2020 |
| Property Address | 15 FLORIDA ST, SPRINGFIELD, MA 01109-3902 |
| Document Number | 23534-425 |
| Book / Page | 23534 / 425 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 67284 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | FARNUM DR, HOLYOKE, MA |
| Document Number | 67285 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 67285 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,995.00 (+12.44%) | $258,400 (+14.03%) Land $24,800 Building $233,600 | $277,285 (+10.18%) |
| 2025 | $3,553.00 (+10.38%) | $226,600 (+20.02%) Land $25,600 Building $201,000 | $251,655 (+0.49%) |
| 2024 | $250,420 | ||
| 2023 | $3,219.00 | $188,800 Land $22,800 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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