15 Fieldstone Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 15 Fieldstone Ln, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details4,911 sqft · built 1957
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Last Sale$2,000,000 (Jul 2025)
Tax Bill$23,450 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00103-0000-00012

Property Details

APN / Parcel Number

Primary APN63-00103-0000-00012
Alternative APNs
  • 630010300012
  • 005600

Interior

Building Area4,911 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area39,640 sqft (0.91 acres)

Location & Zoning

Account Number005600
Street Address15 FIELDSTONE LN
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.910 AC
Legal SubdivisionA THEODORE HOLMES ACRES 2
Legal Block103
Legal Lot Number12
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1000
Census Tract53202

Owner

15 Fieldstone Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address15 FIELDSTONE LN, UPPER SADDLE RIVER, NJ 07458-1005
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2025 · Amount on File
Deed SaleJul 10, 2025 · Amount on File
Prior SaleFeb 24, 2005 · Amount on File
Deed Document Number202547184
Deed Book / Page5547 / 1167
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateMay 13, 2026
Property Address15 FIELDSTONE LN, UPPER SADDLE RIVER, NJ 07458-1005
Document Number0000031866
Book / Page5795 / 544
Instrument DateMay 1, 2026
Instrument202631866
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFORBES TITLE, FORESCENE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 FIELDSTONE LN, UPPER SADDLE RIVER, NJ 07458-1005
InvestorPossibly a Property Investor

Mortgage

Document Number0000031866,
DateMay 13, 2026
Book Page5795/544
Instrument202631866
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Fieldstone Ln was $23,450, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$905,400 (-) Land $336,400 Building $569,000$905,400 (-) Land $336,400 Building $569,000
2025$23,450.00 (+1.73%)$905,400 Land $336,400 Building $569,000$905,400 Land $336,400 Building $569,000
2024$23,051.00
2023$905,400 Land $336,400 Building $569,000$905,400 Land $336,400 Building $569,000
2022$22,232.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Fieldstone Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Fieldstone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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