15 Ferngully Pass, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 15 Ferngully Pass, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 1999
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Nov 1999)
Tax Bill	$5,383 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:79 B:95 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:79 B:95 L:0`
Alternative APN	`5983`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	1,180 sqft
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5983
Street Address	15 FERNGULLY PASS
City	MASHPEE
State	MA
Zip	02649-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	95
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	2
Census Block	2020
Census Tract	15100

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 DARTMOUTH ST, WORCESTER, MA 01604-3492
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · ARM LEADER BANK NA
Jul 13, 2026	Quit Claim Deed, Transfer · Line of Credit LEADER BANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1999 · Amount on Record
Deed Sale	Nov 12, 1999 · Amount on Record
Prior Sale	Oct 19, 1998 · Amount on Record
Deed Book / Page	12660 / 268
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Recording Date	Jul 13, 2026
Property Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360
Document Number	0000028401
Book / Page	37738 / 123
Instrument Date	Jul 13, 2026
Instrument	202628401
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360

Mortgage

Document Number	0000028401,
Date	Jul 13, 2026
Book Page	37738/123
Instrument	202628401

Lender

Name	LEADER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	Jul 13, 2026
Property Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360
Document Number	0000028400
Book / Page	37738 / 120
Instrument Date	Jul 1, 2026
Instrument	202628400
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360

Mortgage

Date	Jul 13, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360
Document Number	32367-104
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FERNGULLY PASS MASHPEE MA 026493360, MASHPEE, MA 02649-3360

Mortgage

Document Number	32367-104
Date	Oct 9, 2019
Book Page	032367/000104
Instrument	49675

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	540 Months
Due	Oct 8, 2064

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360
Document Number	32366-257
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FERNGULLY PASS MASHPEE MA 026493360, MASHPEE, MA 02649-3360

Mortgage

Document Number	32366-257
Date	Oct 9, 2019
Book Page	032366/000257
Instrument	49640

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	15 FERNGULLY PASS, MASHPEE, MA 02649-3360
Document Number	31834-90
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FERNGULLY PASS MASHPEE MA 026493360, MASHPEE, MA 02649-3360

Mortgage

Document Number	31834-90
Date	Feb 13, 2019
Book Page	031834/000090
Instrument	6669

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,383.00 (+16.41%)	$813,100 (+23.25%) Land $281,300 Building $531,800	$795,910
2023	$4,624.00	$659,700 Land $243,600 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1991–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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