15 Fern St, Lexington, MA 02421 Property Records

Middlesex County and Lexington Town property record for 15 Fern St, Lexington, MA 02421

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,541 sqft · built 1900
Lot Size	0.506 acres (22,034 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,625,000 (Jul 2021)
Tax Bill	$19,671 (2026)
Deeds & Mortgages	Feb 2023 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0014 L:00125A`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0014 L:00125A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,926 sqft
1st Floor Area	1,326 sqft
Attic	Attic
Attic Area	819 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,034 sqft (0.506 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	15 FERN ST
City	LEXINGTON
State	MA
Zip	02421-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	125A
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	3
Census Block	3000
Census Tract	358100

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	15 FERN ST, LEXINGTON, MA 02421-6012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jun 20, 2017	Quit Claim Deed, Transfer BANK OF NY MELLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Book / Page	78205 / 391
Last Transfer Date	Feb 24, 2023
Transfer Doc	0081276-91
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Feb 24, 2023
Property Address	15 FERN ST, LEXINGTON, MA 02421-6012
Document Number	0081276-91
Book / Page	81276 / 91
Instrument Date	Feb 24, 2023
Instrument	19150
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FERN ST, LEXINGTON, MA 02421-6012

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Jul 8, 2021
Property Address	15 FERN ST, LEXINGTON, MA 02421-6012
Document Number	078205-391
Book / Page	78205 / 391
Instrument Date	Jul 8, 2021
Instrument	154779
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 FERN ST, LEXINGTON, MA 02421-6012

Mortgage

Document Number	0000154780
Date	Jul 8, 2021
Instrument	154780

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Jun 20, 2017
Property Address	15 FERN ST, LEXINGTON, MA 02421-6012
Document Number	69461-7
Book / Page	069461 / 000007
Instrument Date	Jun 2, 2017
Instrument	92987
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,719.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 FERN ST LEXINGTON MA 024216012, LEXINGTON, MA 02421-6012

Mortgage

Document Number	69461-10
Date	Jun 20, 2017
Book Page	069461/000010
Instrument	92988

Lender

Name	BANK OF NY MELLON
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate	3.13%

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,671.00 (+2.91%)	$1,598,000 (+2.24%) Land $727,000 Building $871,000	$1,696,548 (-11.64%)
2025	$19,115.00 (+6.51%)	$1,563,000 (+6.69%) Land $692,000 Building $871,000	$1,920,045 (+1.55%)
2024	$17,946.00 (+1.95%)	$1,465,000 (+8.2%) Land $659,000 Building $806,000	$1,890,690
2023	$17,602.00	$1,354,000 Land $600,000 Building $754,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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