15 Exchange Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 15 Exchange Dr, Lugoff, SC 29078

Property Summary

Property TypeMedical Building
Details9,920 sqft
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Tax Bill$30,856 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jun 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN309-00-00-075

Property Details

APN / Parcel Number

Primary APN309-00-00-075
Alternative APNs
  • 0309 00 00 0750
  • 1656

Interior

Building Area9,920 sqft Gross Area

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Account Number1656
Old Parcel Number0309 00 00 0750
Street Address15 EXCHANGE DR
CityLUGOFF
StateSC
Zip29078-9198
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Local Zoning CodeI-1
Legal Description2547-126 2486-108
Legal SubdivisionSCENT LAND HOLDINGS LLC
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2016
Census Tract970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMY PUCHALSKI
Jun 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMY PUCHALSKI
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK
Mar 2, 2018Quit Claim Deed, Mortgage · Line of Credit
FIRST CITIZENS BK
Dec 30, 2016Deed of Trust, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2018
Deed SaleFeb 14, 2018
Deed Document Number0000382547
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
Document Number0000005076
Instrument DateJul 1, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 EXCHANGE DR LUGOFF SC 290789198, LUGOFF, SC 29078-9198

Mortgage

Document Number0000005076
DateJul 2, 2018
Book Page003881/000236
Instrument5076
Lender
NameAMY PUCHALSKI
Address8714 CHEWTON GLEN DR, WAXHAW, NC 28173-6871
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2023

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
Document Number0000005075
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 EXCHANGE DR LUGOFF SC 290789198, LUGOFF, SC 29078-9198

Mortgage

Document Number0000005075
DateJul 2, 2018
Book Page003881/000230
Instrument5075
Lender
NameAMY PUCHALSKI
Address8714 CHEWTON GLEN DR, WAXHAW, NC 28173-6871
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 1, 2023

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
Document Number0000001640
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 EXCHANGE DR LUGOFF SC 290789198, LUGOFF, SC 29078-9198

Mortgage

Document Number0000001640
DateMar 5, 2018
Book Page003825/000199
Instrument1640
Lender
NameFIRST CITIZENS BK
TypeBank
AddressPO BOX 26592, RALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateMar 2, 2018
Property Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
Document Number0000001618
Book / Page003825 / 000047
Instrument DateFeb 14, 2018
Instrument1618
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 EXCHANGE DR LUGOFF SC 290789198, LUGOFF, SC 29078-9198

Mortgage

Document Number1619
DateMar 2, 2018
Book Page003825/000053
Instrument1619
Lender
NameFIRST CITIZENS BK
TypeBank
AddressPO BOX 26592, RALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address15 EXCHANGE DR, LUGOFF, SC 29078-9198
Document Number0000002334
Book / Page003668 / 000041
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedApr 10, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1165 HIGHWAY 1 S LUGOFF SC 290788966, LUGOFF, SC 29078-8966

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,856.00 (+15.08%)$1,356,200 (-) Land $325,000 Building $1,031,200$1,356,200 (-)
2023$26,813.00$1,356,200 Land $325,000 Building $1,031,200$1,356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
TruVista Communications
Cable
500 / 50
Verizon
Fixed Wireless
300 / 20

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