Carroll County property record for 15 Eugenia St, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,305 sqft · built 1920 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-00171-000 |
| Primary APN | 925-00171-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,305 sqft Living Area |
| 1st Floor Area | 1,725 sqft |
| Upper Floors Area | 992 sqft |
| Basement Area | 180 sqft |
| Unfinished Basement | 180 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,600 sqft (0.495 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 787 sqft |
| Patio Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 15 EUGENIA ST |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, 3 & PT OF PAXOS ST |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | FREEMAN-ESC |
| Legal Block | 12 |
| Legal Lot Number | 2,3 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Eugenia St is owner-occupied and held in a trust since December 2013.
Source: Carroll County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15 EUGENIA ST, EUREKA SPRINGS, AR 72632-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit LUMINATE BANK |
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit LUMINATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2013 |
| Deed Sale | Dec 19, 2013 |
| Prior Sale | Dec 17, 2007 |
| Deed Document Number | 20132564 |
| Transfer Doc | 0151000612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 15 EUGENIA ST, EUREKA SPRINGS, AR 72632-3514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 02017/1507 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 2017/1507 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 15 EUGENIA ST, EUREKA SPRINGS, AR 72632-3514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02023/5635 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 2023/5635 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | 57207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 15 EUGENIA ST, EUREKA SPRINGS, AR 72632-3514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02023/6900 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 2023/6900 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 15 Eugenia St was $4,318 with a homeowner's exemption.
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,890 (-) Land $8,320 Building $174,570 | $914,450 (-) Land $41,600 Building $872,850 | |
| 2025 | $4,318.00 Homeowner's exemption | $182,890 Land $8,320 Building $174,570 | $914,450 Land $41,600 Building $872,850 |
| 2023 | $4,395.00 Homeowner's exemption | $95,460 Land $6,720 Building $88,740 | $477,300 Land $33,600 Building $443,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Eugenia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Eugenia St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 67% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUREKA SPRINGS WATERWORKS serves 4,053 people · EPA ID AR0000075 |
|---|---|
| Water Source | Purchased surface water from CARROLL-BOONE WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures