Essex County and Montclair Township property record for 15 Erwin Park, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,663 sqft · built 1892 |
| Lot Size | 0.36 acres (15,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,030,000 (Apr 2012) |
| Tax Bill | $47,568 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02406-0000-00002 |
| Primary APN | 13-02406-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,663 sqft Living Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame |
| Lot Area | 15,699 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130240600002 |
|---|---|
| Street Address | 15 ERWIN PARK |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 15700SF |
| Legal Block | 2406 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 16400 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 ERWIN PARK, MONTCLAIR, NJ 07042-3034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2012 · Amount on Record |
| Deed Sale | Apr 19, 2012 · Amount on Record |
| Prior Sale | May 22, 1989 · Amount on Record |
| Deed Document Number | 201233275 |
| Deed Book / Page | 12363 / 9070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 ERWIN PARK, MONTCLAIR, NJ 07042-3034 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 2021082199 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021082199 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 ERWIN PARK, MONTCLAIR, NJ 07042-3034 |
| Document Number | 0000122620 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 ERWIN PARK MONTCLAIR NJ 070423034, MONTCLAIR, NJ 07042-3034 |
| Document Number | 0000122620 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 122620 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 ERWIN PARK, MONTCLAIR, NJ 07042-3034 |
| Document Number | 0000080821 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 15 ERWIN PARK MONTCLAIR NJ 070423034, MONTCLAIR, NJ 07042-3034 |
| Document Number | 0000080821 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 80821 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,352,900 (-) Land $428,500 Building $924,400 | $1,352,900 (-) Land $428,500 Building $924,400 | |
| 2025 | $47,568.00 (+3.32%) | $1,352,900 (-) Land $428,500 Building $924,400 | $1,352,900 (-) Land $428,500 Building $924,400 |
| 2024 | $46,039.00 (+3.5%) | ||
| 2023 | $1,352,900 Land $428,500 Building $924,400 | $1,352,900 Land $428,500 Building $924,400 | |
| 2022 | $44,483.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2011–2021) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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