15 Emerson St, Norwalk, CT 06855 Property Records

Norwalk City property record for 15 Emerson St, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,723 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2020)
Tax Bill	$10,037 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:32 L:35`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:32 L:35`
Alternative APNs	`NORW M:3 B:32 L:35` `NWLK M:3 B:32 L:35` `7843`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,723 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7843
Street Address	15 EMERSON ST
City	NORWALK
State	CT
Zip	06855-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	32
Legal Lot Number	35
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4002
Census Tract	44200

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 EMERSON ST, NORWALK, CT 06855-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Book / Page	8983 / 61
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	15 EMERSON ST, NORWALK, CT 06855-1328
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009818-315
Date	Dec 31, 2024
Book Page	9818/315
Instrument	2024010196

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Apr 3, 2020
Property Address	15 EMERSON ST, NORWALK, CT 06855-1328
Document Number	8983-61
Book / Page	8983 / 61
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	898364
Date	Apr 3, 2020
Instrument	8983/64

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Jun 21, 2017
Property Address	15 EMERSON ST, NORWALK, CT 06855-1328
Document Number	8544-233
Book / Page	008544 / 000233
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 EMERSON ST NORWALK CT 068551328, NORWALK, CT 06855-1328

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,037.00 (+1.38%)	$414,220 (-) Land $174,130 Building $240,090	$839,010 (+189.36%)
2025	$9,900.00	$414,220 (+37.53%) Land $174,130 Building $240,090	$289,954 Land $121,891 Building $168,063
2024	$9,900.00 (+31.02%)
2023	$7,556.00 (+2.2%)	$301,190 (-) Land $135,060 Building $166,130
2022	$7,393.00	$301,190 Land $135,060 Building $166,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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