15 Elsmere Ct, Hamilton, OH 45013 Property Records

Butler County property record for 15 Elsmere Ct, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1957
Lot Size	0.2 acres (8,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,500 (Jul 2018)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6412-030-000-065`

Property Details

APN / Parcel Number

Primary APN	`P6412-030-000-065`
Alternative APNs	`0013200` `171241` `172795`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,695 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	70 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 ELSMERE CT
City	HAMILTON
State	OH
Zip	45013-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23324 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	23324
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	5
Census Block	5000
Census Tract	14800

Owner

Source: Butler County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ELSMERE CT, HAMILTON, OH 45013-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Dec 9, 2011
Deed Document Number	201827271
Deed Book / Page	9186 / 908
Prior Transfer Date	Sep 12, 2011
Prior Transfer Doc	0000050903
Record Updated	Oct 29, 2026

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTLER OH
Recording Date	Oct 26, 2021
Property Address	15 ELSMERE CT, HAMILTON, OH 45013-2052
Document Number	0000061313
Book / Page	9748 / 532
Instrument Date	Oct 13, 2021
Instrument	2021-00061313
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061314
Date	Oct 26, 2021
Book Page	9748/535
Instrument	2021-00061314

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 20, 2018
Property Address	15 ELSMERE CT, HAMILTON, OH 45013-2052
Document Number	0000027271
Book / Page	9186 / 0908
Instrument Date	Jun 2, 2018
Instrument	2018-00027271
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELSMERE CT, HAMILTON, OH 45013-2052

Mortgage

Document Number	0000027272
Date	Jul 20, 2018
Instrument	2018-00027272

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 (+1.24%)	$51,750 (-) Land $7,300 Building $44,450	$147,870 (-) Land $20,870 Building $127,000
2023	$2,173.00 (+19.72%)	$51,750 (+41.94%) Land $7,300 Building $44,450	$147,870 (+41.95%) Land $20,870 Building $127,000
2022	$1,815.00	$36,460 Land $7,300 Building $29,160
2020			$104,170 Land $20,870 Building $83,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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