15 Elsmere Ave, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 15 Elsmere Ave, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Sep 2017)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00614 B:00134 L:00128`

Property Details

APN / Parcel Number

Primary APN	`METH M:00614 B:00134 L:00128`
Alternative APN	`6113`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
Gross Area	2,347 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6113
Street Address	15 ELSMERE AVE
City	METHUEN
State	MA
Zip	01844-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	134
Legal Lot Number	128
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	5
Census Block	5009
Census Tract	252300

Owner

15 Elsmere Ave is owned and occupied by an individual who bought it in September 2017.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 7, 2017	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NGBD MTG ACC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Document Number	201723258
Deed Book / Page	15216 / 2
Transfer Doc	00015216-2
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Recording Date	Sep 18, 2026
Property Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Document Number	0000016469
Book / Page	18695 / 281
Instrument Date	Sep 14, 2026
Instrument	202616469
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELSMERE AVE, METHUEN, MA 01844-2921

Mortgage

Document Number	0000016469,
Date	Sep 18, 2026
Book Page	18695/281
Instrument	202616469

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018420-73
Date	Oct 27, 2025
Book Page	18420/73
Instrument	18685

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00016741-2
Date	Jan 29, 2021
Book Page	16741/2
Instrument	3335

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16741-2
Date	Jan 29, 2021
Book Page	16741/2
Instrument	3335

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Sep 7, 2017
Property Address	15 ELSMERE AVE, METHUEN, MA 01844-2921
Document Number	15216-2
Book / Page	15216 / 2
Instrument	23258
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELSMERE AVE, METHUEN, MA 01844-2921

Mortgage

Document Number	152160005
Date	Sep 7, 2017
Instrument	15216/0005

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Elsmere Ave was $4,717, up 4.5% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+4.5%)	$453,600 (+6.3%) Land $192,400 Building $261,200	$451,497 (+14.33%)
2025	$4,514.00 (+1.44%)	$426,700 (+4.12%) Land $192,400 Building $234,300	$394,915
2024	$4,450.00 (+6.77%)	$409,800 (+15.05%) Land $175,500 Building $234,300
2023	$4,168.00	$356,200 Land $156,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Elsmere Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	79 units insured incl. 72 condo units
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Elsmere Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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