15 Elm St, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 15 Elm St, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1973
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$250,300 (Nov 2020)
Tax Bill	$4,274 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:67 L:60`

Property Details

APN / Parcel Number

Primary APN	`STAN M:67 L:60`
Alternative APN	`B3127R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,096 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B3127R
Street Address	15 ELM ST
City	STANDISH
State	ME
Zip	04084-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	PINE RDG 2
Legal Lot Number	60
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3006
Census Tract	17002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 ELM ST, STANDISH, ME 04084-5320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION
Nov 25, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	202077698
Deed Book / Page	37496 / 248
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	15 ELM ST, STANDISH, ME 04084-5320
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406820168
Date	Apr 3, 2024
Book Page	40682/168
Instrument	10727

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Nov 25, 2020
Property Address	15 ELM ST, STANDISH, ME 04084-5320
Document Number	0374960248
Book / Page	37496 / 248
Instrument Date	Nov 19, 2020
Instrument	77698
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELM ST, STANDISH, ME 04084-5320

Mortgage

Document Number	0000077699
Date	Nov 25, 2020
Instrument	77699

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,274.00 (+6.48%)	$344,700 (+8.19%) Land $86,100 Building $258,600
2024	$4,014.00 (+9.37%)	$318,600 (+20.23%) Land $79,200 Building $239,400
2023	$3,670.00 (+4.74%)	$265,000 (+9.28%) Land $64,500 Building $200,500
2022	$3,504.00	$242,500 Land $57,500 Building $185,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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