Orange County and Monroe Town property record for 15 Elm Rd, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1930 |
| Lot Size | 0.115 acres (4,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Oct 2010) |
| Tax Bill | $5,252 (2024) |
| Deeds & Mortgages | Oct 2020 Refinance Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 39-5-11 |
| Primary APN | 334089 39-5-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,995 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 277 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 39-5-11 |
|---|---|
| Street Address | 15 ELM RD |
| City | MONROE |
| State | NY |
| Zip | 10950-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-10 |
| Legal Description | LT 2 SEC 3 LAMORE REALTY |
| Legal Block | 5 |
| Legal Lot Number | 11.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 14202 |
15 Elm Rd is owned and occupied by an individual who bought it in October 2010.
Source: Orange County and Monroe Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ELM RD, MONROE, NY 10950-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEICHERT FINANCIAL SERVICES |
| Sep 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage WEICHERT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2010 · Amount on File |
| Deed Sale | Oct 15, 2010 · Amount on File |
| Prior Sale | Feb 19, 2010 · Amount on File |
| Deed Book / Page | 13068 / 1902 |
| Prior Transfer Date | Jan 16, 1997 |
| Prior Transfer Doc | 4527000217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 15 ELM RD, MONROE, NY 10950-5306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053067 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 14817/905 |
| Instrument | 20200053067 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 15 ELM RD, MONROE, NY 10950-5306 |
| Document Number | 0000055160 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Address | 15 ELM RD MONROE NY 109505306, MONROE, NY 10950-5306 |
| Document Number | 0000055160 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 014824/000578 |
| Instrument | 55160 |
| Name | WEICHERT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | MORRIS PLAINS, NJ 07950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2035 |
| Rate | 2.12% |
|---|
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,500 Land $6,100 Building $19,400 | $235,900 | |
| 2024 | $5,252.00 | ||
| 2023 | $25,500 Land $6,100 Building $19,400 | $208,000 Land $49,757 Building $158,243 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Elm Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Elm Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.2% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE WD #12 (MONROE HILLS ESTATES) serves 120 people · EPA ID NY3503539 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
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