15 Elm Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 15 Elm Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,511 sqft · built 1933
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,451,000 (Sep 2021)
Tax Bill	$26,558 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04604-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`18-04604-0000-00020`
Alternative APNs	`1800082000000007` `180460400020`

Interior

Stories	2 Stories
Building Area	3,511 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,462 sqft (0.332 acres)

Location & Zoning

Old Parcel Number	1800082000000007
Street Address	15 ELM PL
City	SUMMIT
State	NJ
Zip	07901-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4604
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	5
Census Block	5011
Census Tract	38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 ELM PL, SUMMIT, NJ 07901-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Jun 8, 1994 · Amount on Record
Deed Document Number	20219279
Deed Book / Page	6430 / 2155
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 14, 2021
Property Address	15 ELM PL, SUMMIT, NJ 07901-3417
Document Number	0064302155
Book / Page	6430 / 2155
Instrument Date	Aug 23, 2021
Instrument	9279
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	FIRST LEGACY GROUP TITLE AND ABSTRACT, FIRST LEGACY GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,251.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 ELM PL, SUMMIT, NJ 07901-3417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELM PL, SUMMIT, NJ 07901-3417

Mortgage

Document Number	0000020802
Date	Sep 14, 2021
Instrument	20802

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,000 (-) Land $203,800 Building $390,200	$594,000 (-) Land $203,800 Building $390,200
2025	$26,558.00 (+2.64%)	$594,000 (+4.82%) Land $203,800 Building $390,200	$594,000 (+4.82%) Land $203,800 Building $390,200
2024	$25,874.00 (+6.6%)
2023		$566,700 Land $203,800 Building $362,900	$566,700 Land $203,800 Building $362,900
2022	$24,271.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20