15 Ellen St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 15 Ellen St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1840
Square Footage	1,233 sqft Living Area
Lot Size	5,000 sqft (0.114 acres)
Last Sale	$18,000 (2016)
Tax Bill	$1,875.00 (2025)

Owner

Source: Oswego County and Oswego City records · APN 351200 146.24-03-14

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5272, OSWEGO, NY 13126-5272
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Doc Number	2016683
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	15 ELLEN ST, OSWEGO, NY 13126-4007
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009806
Date	Oct 05, 2017
Instrument	R-2017-009806

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00	$100,000 (+211.53%) Land $18,600 Building $81,400	$100,000 (+158.56%) Land $18,600 Building $81,400
2023		$32,100 (-) Land $11,900 Building $20,200	$38,675 (+10.85%) Land $14,337 Building $24,338
2022		$32,100 Land $11,900 Building $20,200	$34,891 Land $12,935 Building $21,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`351200 146.24-03-14`
Alternative APNs	`120014602400030140000000` `3140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,233 sqft Living Area
1st Floor	846 sqft 1st Floor
Upper Floors	387 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,000 sqft (0.114 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Shed	1 Shed
Porch Area	97 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3140
Street Address	15 ELLEN ST
City	OSWEGO
State	NY
Zip	13126-4007
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	VARICK TRACT
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	3
Census Block	3023
Census Tract	21603