15 Ellen Cir, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 15 Ellen Cir, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,326 sqft · built 1979
Lot Size	0.474 acres (20,626 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2021)
Tax Bill	$12,240 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13001-12-00004`

Property Details

APN / Parcel Number

Primary APN	`15-13001-12-00004`
Alternative APNs	`1513001001200004` `08369000`

Interior

Stories	2 Stories
Building Area	2,326 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	20,626 sqft (0.474 acres)
Lot Dimensions	125 ft deep x 165 ft wide

Location & Zoning

Account Number	08369000
Street Address	15 ELLEN CIR
City	OLD BRIDGE
State	NJ
Zip	08857-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	165X125
Legal Subdivision	LANDING LANE ESTATES SEC 1
Legal Block	13001
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1016
Census Tract	7913

Owner

15 Ellen Cir is owned and occupied by an individual who bought it in October 2021.

Source: Middlesex County and Old Bridge Township records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Dec 21, 1984 · Amount on File
Deed Document Number	2021126746
Deed Book / Page	18661 / 1636
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 26, 2026
Property Address	15 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Document Number	0000054961
Book / Page	20111 / 1909
Instrument Date	Aug 17, 2026
Instrument	202654961
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054961,
Date	Aug 26, 2026
Book Page	20111/1909
Instrument	202654961

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 6, 2021
Property Address	15 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Document Number	2021126746
Book / Page	18661 / 1636
Instrument Date	Aug 31, 2021
Instrument	2021126746
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 MERRITT TER, 9, MATAWAN, NJ 07747-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ELLEN CIR, OLD BRIDGE, NJ 08857-2603

Mortgage

Document Number	2021126747
Date	Oct 6, 2021
Instrument	2021126747

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 15 Ellen Cir was $12,240, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,000 (-) Land $75,200 Building $121,800	$197,000 (-) Land $75,200 Building $121,800
2025	$12,240.00 (+10.03%)	$197,000 Land $75,200 Building $121,800	$197,000 Land $75,200 Building $121,800
2024	$11,124.00
2023		$197,000 Land $75,200 Building $121,800	$197,000 Land $75,200 Building $121,800
2022	$10,427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Ellen Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ellen Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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