15 Edgewater Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 15 Edgewater Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,812 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2015)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14057005M`

Property Details

APN / Parcel Number

Primary APN	`14057005M`
Alternative APN	`2000188441`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	1,508 sqft
Attic	Attic
Attic Area	304 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	343 sqft
Deck Area	480 sqft
Patio Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000188441
Street Address	15 EDGEWATER DR
City	SMITHFIELD
State	NC
Zip	27577-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	28 NORTH CHASE 3 63/62
Legal Subdivision	NORTH CHASE SUBDIVISION
Jurisdiction	JOHNSTON NC
Township / Civil Division	SELMA
Census Block Group	3
Census Block	3031
Census Tract	40700

Owner

Source: Johnston County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 3, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Document Number	2015471092
Deed Book / Page	4680 / 692
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	May 20, 2026
Property Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Document Number	0000016124
Book / Page	7114 / 638
Instrument Date	May 18, 2026
Instrument	202616124
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431

Mortgage

Document Number	0000016124,
Date	May 20, 2026
Book Page	7114/638
Instrument	202616124

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000683353
Date	Oct 14, 2020
Book Page	5724/982
Instrument	2020683353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000784958
Date	Dec 3, 2021
Book Page	6126/43
Instrument	2021784958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Document Number	0000643601
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 EDGEWATER DR SMITHFIELD NC 275779431, SMITHFIELD, NC 27577-9431

Mortgage

Document Number	0000643601
Date	Jan 16, 2020
Book Page	005506/000217
Instrument	643601

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	15 EDGEWATER DR, SMITHFIELD, NC 27577-9431
Document Number	0000608310
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 EDGEWATER DR SMITHFIELD NC 275779431, SMITHFIELD, NC 27577-9431

Mortgage

Document Number	0000608310
Date	Apr 15, 2019
Book Page	005328/000260
Instrument	608310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+66.33%) Disabled Person's exemption Veteran's exemption	$332,790 (+86.76%) Land $50,000 Building $282,790	$332,790 (+86.76%) Land $50,000 Building $282,790
2023	$1,678.00 Disabled Person's exemption Veteran's exemption	$178,190 Land $27,500 Building $150,690	$178,190 Land $27,500 Building $150,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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