15 E Prospect St, Chula Vista, CA 91911 Property Records

San Diego County property record for 15 E Prospect St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2006)
Tax Bill	$8,044 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`620-022-20-00`

Property Details

APN / Parcel Number

Primary APN	`620-022-20-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	15 E PROSPECT ST
City	CHULA VISTA
State	CA
Zip	91911-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 50 TR 004030
Legal Subdivision	SUBURBAN HEIGHTS
Legal Tract	004030
Legal Block	3
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 E PROSPECT ST, CHULA VISTA, CA 91911-4534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2006 · Amount on Record
Deed Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	2006467758
Prior Transfer Date	May 16, 2002
Prior Transfer Doc	0000429311
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	15 E PROSPECT ST, CHULA VISTA, CA 91911-4534
Document Number	0000553037
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E PROSPECT ST CHULA VISTA CA 919114534, CHULA VISTA, CA 91911-4534

Mortgage

Document Number	0000553037
Date	Sep 21, 2020
Instrument	553037

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 20, 2060

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,367 (+2%) Land $236,946 Building $355,421
2025	$8,044.00 (+4.33%) Homeowner's exemption	$580,752 (+4.04%) Land $232,300 Building $348,452
2023	$7,710.00 (+2.5%) Homeowner's exemption	$558,203 Land $223,281 Building $334,922
2022	$7,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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