15 E Niagara St, Duluth, MN 55811 Property Records

St. Louis County property record for 15 E Niagara St, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,535 sqft · built 1955
Lot Size0.191 acres (8,337 sqft)
OwnerCompany Name on File
Last Sale$222,500 (Jan 2018)
Tax Bill$4,582 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN010-2640-01360

Property Details

APN / Parcel Number

Primary APN010-2640-01360
Alternative APN
  • 1044978

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,535 sqft Gross Area
1st Floor Area1,535 sqft
Basement Area1,176 sqft
Finished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area8,337 sqft (0.191 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area167 sqft
Deck Area210 sqft
Storage Building60 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1044978
Street Address15 E NIAGARA ST
CityDULUTH
StateMN
Zip55811-2350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 AND 2 SERIAL #
Legal SubdivisionKENWOOD PARK ADDITION
Legal Block12
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4005
Census Tract400

Owner

Source: St. Louis County records · APN 010-2640-01360

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address253 126TH LN NW, MINNEAPOLIS, MN 55448-1543
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/AMERICA
Jan 19, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Deed Document Number2018994363
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address15 E NIAGARA ST, DULUTH, MN 55811-2350
Document Number00T1025394
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 E NIAGARA ST DULUTH MN 558112350, DULUTH, MN 55811-2350

Mortgage

Document Number00T1025394
DateJul 06, 2020
InstrumentT1025394
Lender
NameFIRST NAT'L BK/AMERICA
TypeBank
AddressGRAND RAPIDS, MI 49508
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 05, 2030

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 19, 2018
Property Address15 E NIAGARA ST, DULUTH, MN 55811-2350
Document Number000T994363
Instrument DateJan 05, 2018
InstrumentT994363
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$734.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,582.00 (+2.05%)
2025$4,490.00 (+5.15%)$339,300 (+3.76%) Land $33,100 Building $306,200$339,300 (+3.76%) Land $33,100 Building $306,200
2024$4,270.00$327,000 (+16.2%) Land $30,700 Building $296,300$327,000 (+16.2%) Land $30,700 Building $296,300
2022$281,400 Land $36,200 Building $245,200$281,400 Land $36,200 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1990 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Communications.

Based on FCC filings for 339 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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