Wells County property record for 15 E Main St, Poneto, IN 46781 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,360 sqft Living Area |
| Lot Size | 15,987 sqft (0.367 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2018) |
| Tax Bill | $1,035.00 (2025) |
| Primary APN | 90-08-31-501-010.000-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,360 sqft Living Area |
| 1st Floor | 1,700 sqft 1st Floor |
| Attic Area | 1,320 sqft Attic |
| Attic | 1 Attic |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 15,987 sqft (0.367 acres) |
| Depth X Width | 160 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 660 sqft Garage |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Pool Area | 452 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Heating System | Central Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 00001550163 |
|---|---|
| Street Address | 15 E MAIN ST |
| City | PONETO |
| State | IN |
| Zip | 46781-5405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COTTONS LOT 01- 02 (31-N) |
| Legal Subdivision | COTTONS ADD |
| Legal Lot Number | 1-02 |
| Jurisdiction | WELLS IN |
| Minor Civil Division | HARRISON |
| Census Blockgroup | 3 |
| Census Block | 3068 |
| Census Tract | 40300 |
Source: Wells County records · APN 90-08-31-501-010.000-005
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 E MAIN ST, PONETO, IN 46781-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| May 16, 2018 | Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on Record |
| Deed Sale | May 16, 2018 · Amount on Record |
| Deed Doc Number | 20181719 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 15 E MAIN ST, PONETO, IN 46781-5405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020223220 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 20223220 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 15, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 16, 2018 |
| Property Address | 15 E MAIN ST, PONETO, IN 46781-5405 |
| Document Number | 0020181719 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 20181719 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 E MAIN ST, PONETO, IN 46781-5405 |
| Document Number | 0020181720 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 20181720 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Municipality | Poneto Town |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 (+28.57%) Homeowner's exemption | $154,200 (+34.09%) Land $7,900 Building $146,300 | $154,200 (+34.09%) Land $7,900 Building $146,300 |
| 2024 | $805.00 (+54.51%) | ||
| 2023 | $115,000 (+18.43%) Land $7,900 Building $107,100 | $115,000 (+18.43%) Land $7,900 Building $107,100 | |
| 2022 | $521.00 | $97,100 Land $7,700 Building $89,400 | $97,100 Land $7,700 Building $89,400 |
15 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Wells County (18179C), updated September 30, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 1st percentile of exposed land nationally · 5th in Indiana |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures