Berkshire County and Cheshire Town property record for 15 E Main St, Cheshire, MA 01225
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,978 sqft · built 1880 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,000 (Aug 2017) |
| Tax Bill | $3,664 (2026) |
| Deeds & Mortgages | Dec 2022 Refinance Oct 2017 Mortgage + 1 more |
| APN | CHES M:0110 L:0057 |
| Primary APN | CHES M:0110 L:0057 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 6,295 sqft |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 1,567 sqft |
| Unfinished Basement | 1,567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8835 |
|---|---|
| Street Address | 15 E MAIN ST |
| City | CHESHIRE |
| State | MA |
| Zip | 01225-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 57 |
| Jurisdiction | CHESHIRE MA |
| Township / Civil Division | CHESHIRE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 923100 |
Source: Berkshire County and Cheshire Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 E MAIN ST, CHESHIRE, MA 01225-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS BANK & TRUST |
| Oct 20, 2017 | Deed of Trust, Mortgage · ARM ADAMS COMMUNITY BK |
| Aug 23, 2017 | Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2000 · Amount on Record |
| Deed Document Number | 20175018 |
| Deed Book / Page | 1632 / 863 |
| Transfer Doc | 1632-863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE MA |
| Property Address | 15 E MAIN ST, CHESHIRE, MA 01225-9670 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001813-15 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 1813/15 |
| Instrument | 8158 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESHIRE MA |
| Property Address | 15 E MAIN ST, CHESHIRE, MA 01225-9670 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001638-84 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 1638/84 |
| Instrument | 6325 |
| Name | ADAMS COMMUNITY BK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.24% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHESHIRE MA |
| Recording Date | Aug 23, 2017 |
| Property Address | 15 E MAIN ST, CHESHIRE, MA 01225-9670 |
| Document Number | 1632-863 |
| Book / Page | 001632 / 000863 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 5018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 E MAIN ST CHESHIRE MA 012259670, CHESHIRE, MA 01225-9670 |
Source: Berkshire County and Cheshire Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Cheshire Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,664.00 (+3.65%) | $346,300 (+9.04%) Land $50,300 Building $296,000 | $387,732 |
| 2025 | $3,535.00 (+1%) | $317,600 (+4.99%) Land $47,900 Building $269,700 | |
| 2024 | $3,500.00 (-12.96%) | $302,500 (-9.94%) Land $45,800 Building $256,700 | |
| 2023 | $4,021.00 | $335,900 Land $48,600 Building $287,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESHIRE WATER DEPT serves 1,407 people · EPA ID MA1058000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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