15 E L St, Sparks, NV 89431 Property Records

Washoe County property record for 15 E L St, Sparks, NV 89431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,196 sqft · built 1957
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Jul 2016)
Tax Bill	$949 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-082-05`

Property Details

APN / Parcel Number

Primary APN	`033-082-05`
Alternative APN	`62232`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1957
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.148 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62232
Street Address	15 E L ST
City	SPARKS
State	NV
Zip	89431-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-6
Legal Description	GREENBRAE TERRACE 10 LT 8 BLK 32
Legal Range	20
Legal Township	19
Legal Subdivision	GREENBRAE TERRACE ADDITION 10
Legal Block	32
Legal Lot Number	8
Jurisdiction	WASHOE NV
Township / Civil Division	SPARKS
Census Block Group	2
Census Block	2008
Census Tract	3001

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15 E L ST, SPARKS, NV 89431-3802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Sep 2, 2011 · Amount on Record
Deed Document Number	4615718
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15 E L ST, SPARKS, NV 89431-3802
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004969501
Date	Nov 4, 2019
Instrument	4969501

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	15 E L ST, SPARKS, NV 89431-3802
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TRUE TITLE, TRUE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005143369
Date	Feb 18, 2021
Instrument	5143369

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (+16.3%)	$51,182 (+7.98%) Land $33,565 Building $17,617	$146,233 (+7.98%) Land $95,900 Building $50,333
2023	$816.00	$47,400 Land $31,325 Building $16,075	$135,428 Land $89,500 Building $45,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Tech Stack 4.

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