15 E Chestnut St, Asheville, NC 28801 Property Records

Buncombe County property record for 15 E Chestnut St, Asheville, NC 28801

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,080 sqft · built 1910
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2017)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9649-23-9474-00000`

Property Details

APN / Parcel Number

Primary APN	`9649-23-9474-00000`
Alternative APN	`964914238398000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,042 sqft
1st Floor Area	1,122 sqft
2nd Floor Area	920 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Porch	Open Porch
Porch Area	64 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	964914238398000
Street Address	15 E CHESTNUT ST
City	ASHEVILLE
State	NC
Zip	28801-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:08/11/2017 DEED
Legal Description	DEED DATE:08/11/2017 DEED:5579-1604 PLAT:0096-0398
Legal Tract	3
Legal Lot Number	8398
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2020
Census Tract	600

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 682, WILMINGTON, NC 28402-0682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Jan 5, 2004 · Amount on Record
Deed Document Number	0055791604
Deed Book / Page	5579 / 1604
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	15 E CHESTNUT ST, ASHEVILLE, NC 28801-1802
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060500349
Date	Apr 14, 2021
Book Page	6050/349

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 11, 2017
Property Address	15 E CHESTNUT ST, ASHEVILLE, NC 28801-1802
Document Number	0055791604
Book / Page	5579 / 1604
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 LONGVIEW RD, 101, ASHEVILLE, NC 28806-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 682, WILMINGTON, NC 28402-0682

Mortgage

Document Number	0055791607
Date	Aug 11, 2017
Book Page	5579/1607

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,332.00 (+10.78%)	$477,900 (-)
2023	$4,813.00	$477,900	$477,900 (-) Land $116,200 Building $361,700
2021			$477,900 Land $116,200 Building $361,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1978–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Riverwave Broadband.

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