15 E Cactus Wren Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 15 E Cactus Wren Dr, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,412 sqft · built 1974
Lot Size	0.291 acres (12,702 sqft)
Owner	Individual Name on Record
Last Sale	$1,435,000 (Nov 2024)
Tax Bill	$8,580 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-31-070A`

Property Details

APN / Parcel Number

Primary APN	`160-31-070A`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,412 sqft Living Area
1st Floor Area	2,436 sqft
2nd Floor Area	976 sqft

Exterior

Year Built	Built 1974
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	12,702 sqft (0.291 acres)
Parking Spaces	3 Parking Spaces
Pool Area	525 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15 E CACTUS WREN DR
City	PHOENIX
State	AZ
Zip	85020-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ANDERS TRACT UNIT TWO MCR 160/30 LOT 3 EX W 9F TH /OF
Legal Range	03E
Legal Township	02N
Legal Section	05
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	ANDERS TRACT UNIT 2
Legal Lot Number	3
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	106200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BBVA USA
Dec 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	20240604579
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814

Mortgage

Document Number	0000699409
Date	Sep 8, 2022
Instrument	20220699409

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2020
Property Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814
Document Number	0000658323
Map Reference	MB 160 PG 30
Instrument Date	Jul 13, 2020
Instrument	20200658323
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 ISSAQUAH PINE LAKE RD SE, 4425, SAMMAMISH, WA 98075-6215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814

Mortgage

Document Number	0000658324
Date	Jul 22, 2020
Instrument	20200658324

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000658325
Date	Jul 22, 2020
Instrument	20200658325

Lender

Name	BBVA USA
Type	Bank
Address	TEMPE, AZ 85284

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2018
Property Address	15 E CACTUS WREN DR, PHOENIX, AZ 85020-4814
Document Number	0000930881
Instrument Date	Dec 14, 2018
Instrument	930881
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E CACTUS WREN DR PHOENIX AZ 850204814, PHOENIX, AZ 85020-4814

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,710 (+2.16%)	$1,137,100 (+2.16%) Land $227,400 Building $909,700
2025	$8,580.00 (+8.37%)
2024		$111,310	$1,113,100 Land $222,600 Building $890,500
2023	$7,917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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