15 E Adams St, Millstadt, IL 62260 Property Records

St. Clair County property record for 15 E Adams St, Millstadt, IL 62260

Property Summary

Property Type	Single Family Home
Details	2 ba · 560 sqft · built 1873
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Oct 2018)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage
APN	`12-10-0-316-017`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-316-017`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	560 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Mixed
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	15 E ADAMS ST
City	MILLSTADT
State	IL
Zip	62260-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KOPPS, JOSEPH, ADD LOT/SEC-3 A02592553
Legal Subdivision	KOPPS, JOSEPH, ADD
Legal Block	316
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	4
Census Block	4043
Census Tract	503203

Owner

15 E Adams St is owned and occupied by an individual who bought it in October 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15 E ADAMS ST, MILLSTADT, IL 62260-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Oct 8, 2018	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2018 · Amount on File
Deed Sale	Oct 8, 2018 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Document Number	20182592553
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	00A2480004
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	15 E ADAMS ST, MILLSTADT, IL 62260-2001
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02691241
Date	Mar 12, 2021
Instrument	A02691241

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate	2.25%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 8, 2018
Property Address	15 E ADAMS ST, MILLSTADT, IL 62260-2001
Document Number	00A2592553
Instrument Date	Oct 5, 2018
Instrument	2592553
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	201 HARVEST ST MILLSTADT IL 622602105, MILLSTADT, IL 62260-2105

Mortgage

Document Number	A2592554
Date	Oct 8, 2018
Instrument	2592554

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 E Adams St was $3,204 with a homeowner's exemption, up 1.6% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,204.00 (+1.62%) Homeowner's exemption	$50,743 (+2.68%) Land $7,592 Building $43,151	$152,229 (+2.68%) Land $22,776 Building $129,453
2024	$3,153.00	$49,419 Land $7,697 Building $41,722	$148,257 Land $23,091 Building $125,166
2022		$40,920 Land $6,373 Building $34,547	$122,760 Land $19,119 Building $103,641
2019	$2,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 15 E Adams St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 E Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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