15 E 7th St, Newport, KY 41071 Property Records

Campbell County property record for 15 E 7th St, Newport, KY 41071

Property Summary

Property Type	Commercial
Details	5,220 sqft · built 1880
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2019)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-02-906.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-02-906.00`

Interior

Stories	2 Stories
Building Area	5,220 sqft

Exterior

Year Built	Built 1880
Exterior Material	Brick
Foundation Type	Block
Lot Area	3,720 sqft (0.085 acres)
Lot Dimensions	124 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999902906.00
Street Address	15 E 7TH ST
City	NEWPORT
State	KY
Zip	41071-2002
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT 17 18 MAYO ORCHARD 30 X 124
Legal Subdivision	MAYOS ORCHARD
Legal Lot Number	17
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1035
Census Tract	53200

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11311 CORNELL PARK DR # SUITE325, SUITE325, BLUE ASH, OH 45242-1889
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
Jan 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	5096797
Deed Book / Page	D805 / 753
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	15 E 7TH ST, NEWPORT, KY 41071-2002
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 7TH ST, NEWPORT, KY 41071-2002

Mortgage

Document Number	0005313289
Date	Dec 4, 2023
Book Page	M2398/768
Instrument	5313289

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	NEWPORT, KY 41071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Oct 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	15 E 7TH ST, NEWPORT, KY 41071-2002
Transaction Type	Mortgage
Record Updated	Feb 3, 2023
Title Company	HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005164401
Date	Jan 20, 2023
Book Page	M2369/550
Instrument	5164401

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 3, 2019
Property Address	15 E 7TH ST, NEWPORT, KY 41071-2002
Document Number	0005096797
Book / Page	000805 / 000753
Instrument Date	Aug 15, 2019
Instrument	5096797
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 E 7TH ST NEWPORT KY 410711805, NEWPORT, KY 41071-1805

Mortgage

Document Number	5096801
Date	Sep 3, 2019
Book Page	002190/000658
Instrument	5096801

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+79.33%)	$522,000 (+91.91%) Land $25,000 Building $497,000	$522,000 (+91.91%) Land $25,000 Building $497,000
2023	$1,074.00 (-2.45%)	$272,000 (-) Land $20,000 Building $252,000	$272,000 (-) Land $20,000 Building $252,000
2022	$1,101.00	$272,000 Land $20,000 Building $252,000	$272,000 Land $20,000 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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