15 E 1st St, Arcanum, OH 45304 Property Records

Darke County property record for 15 E 1st St, Arcanum, OH 45304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,483 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Sep 2026)
Tax Bill$1,548 (2025)
Deeds & MortgagesSep 2026 Sale & Line of Credit
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNP59-2-308-09-01-03-11400

Property Details

APN / Parcel Number

Primary APNP59-2-308-09-01-03-11400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,483 sqft Living Area
1st Floor Area1,668 sqft
Upper Floors Area624 sqft
AtticAttic
Attic Area25 sqft
Basement Area312 sqft
Unfinished Basement312 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialCombination
Foundation TypeRaised
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address15 E 1ST ST
CityARCANUM
StateOH
Zip45304-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUKS 2ND ADDN WHOLE LOT 80
Legal SubdivisionHOUKS 2ND ADDN
Legal Lot Number80
JurisdictionDARKE OH
Township / Civil DivisionTWIN
Census Block Group3
Census Block3031
Census Tract570102

Owner

Source: Darke County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 E 1ST ST, ARCANUM, OH 45304-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Warranty Deed, Transfer · Line of Credit
NEXBANK
Jan 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Apr 3, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Prior SaleApr 3, 2018 · Amount on Record
Deed Document Number20265621
Deed Book / Page582 / 4654
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARKE OH
Recording DateSep 28, 2026
Property Address15 E 1ST ST, ARCANUM, OH 45304-1207
Document Number0000005621
Book / Page582 / 4654
Instrument DateSep 24, 2026
Instrument20265621
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50,904.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 E 1ST ST, ARCANUM, OH 45304-1207

Mortgage

Document Number0000005622,
DateSep 28, 2026
Instrument20265622
Lender
NameNEXBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARKE OH
Property Address15 E 1ST ST, ARCANUM, OH 45304-1207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700000217
DateJan 11, 2017
Instrument201700000217
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2032

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARKE OH
Recording DateApr 3, 2018
Property Address15 E 1ST ST, ARCANUM, OH 45304-1207
Document Number00516/0637
Book / Page516 / 0637
Map ReferenceMB1 PG41
Instrument DateMar 30, 2018
Instrument201800001816
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 E 1ST ST, ARCANUM, OH 45304-1207

Mortgage

Document Number201800001817
DateApr 3, 2018
Instrument201800001817
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityArcanum Village
CountyDarke County
County SubdivisionTwin Township
Unified School DistrictArcanum-Butler Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,548.00 (-3.67%) Homeowner's exemption$42,370 (-) Land $8,820 Building $33,550$121,060 (-) Land $25,200 Building $95,860
2023$1,607.00 Homeowner's exemption$42,370 Land $8,820 Building $33,550$121,060 Land $25,200 Building $95,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims6 (2005–2025)
Claims Outside the SFHA2 of 6
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCANUM VILLAGE PWS
serves 2,100 people · EPA ID OH1900112
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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