15 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 15 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,069 sqft · built 1896
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$48,400 (Nov 1995)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-203-032`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-203-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,069 sqft Living Area
1st Floor Area	780 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	W 37 FT 6 INS LOT 30, & E 2 FT 6 INS LOT 31 ADD NO 1 TO VAN DEN BERGE'S PLAT SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	S PLAT
Legal Block	203
Legal Lot Number	30-31
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3004
Census Tract	25800

Owner

15 E 18th St is owned and occupied by an individual who bought it in November 1995.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 E 18TH ST, HOLLAND, MI 49423-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Apr 3, 2023	Deed of Trust, Mortgage CITY OF HOLLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1995 · Amount on File
Deed Sale	Nov 17, 1995 · Amount on File
Prior Sale	Mar 6, 1980 · Amount on File
Deed Book / Page	202 / 868
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15 E 18TH ST, HOLLAND, MI 49423-4218
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 18TH ST, HOLLAND, MI 49423-4218

Mortgage

Document Number	20250036942
Date	Dec 31, 2025
Instrument	2025-0036942

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	15 E 18TH ST, HOLLAND, MI 49423-4218
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 18TH ST, HOLLAND, MI 49423-4218

Mortgage

Document Number	20230007649
Date	Apr 3, 2023
Instrument	2023-0007649

Lender

Name	CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 E 18th St was $1,446 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200	$198,400
2025	$1,446.00
2023		$69,500	$139,000
2022	$1,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 E 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 E 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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