15 Duchess Ct, Mattoon, IL 61938 Property Records

Coles County property record for 15 Duchess Ct, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,366 sqft · built 1987
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2019)
Tax Bill	$6,997 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2018 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-01492-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-01492-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,366 sqft Base Area
1st Floor Area	3,366 sqft
Basement Area	2,246 sqft
Unfinished Basement	2,246 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	227 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	15 DUCHESS CT
City	MATTOON
State	IL
Zip	61938-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNCLHGTSL15 BK 998 PG 150
Legal Subdivision	COUNTY CLUB HEIGHTS
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2042
Census Tract	1000

Owner

15 Duchess Ct is owned and occupied by an individual who bought it in February 2019.

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Mar 1, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Feb 22, 2019	Executor's Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Deed Document Number	2019780377
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200803805
Date	Oct 24, 2022
Instrument	202200803805

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.15%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800774958
Date	Mar 1, 2018
Instrument	201800774958

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	749 Months
Due	Aug 4, 2080

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2019
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000786392
Date	Feb 24, 2020
Instrument	202000786392

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Sep 2, 2033

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000790464
Date	Oct 5, 2020
Instrument	202000790464

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	162 Months
Due	Apr 28, 2034

February 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLES IL
Recording Date	Feb 22, 2019
Property Address	15 DUCHESS CT, MATTOON, IL 61938-9371
Document Number	201900780377
Instrument Date	Feb 22, 2019
Instrument	201900780377
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 DUCHESS CT, MATTOON, IL 61938-9371

Mortgage

Document Number	201900780378
Date	Feb 22, 2019
Instrument	201900780378

Lender

Name	WASHINGTON SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Duchess Ct was $6,997 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,997.00	$93,200 Land $15,048 Building $78,152	$279,600 Land $45,144 Building $234,456
2023		$76,192 Land $12,302 Building $63,890	$228,576 Land $36,906 Building $191,670
2020	$5,874.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Duchess Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Duchess Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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