15 Dromara Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 15 Dromara Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 7,131 sqft · built 1937
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$1,635,000 (Sep 2013)
Tax Bill	$21,073 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19K-42-0536`

Property Details

APN / Parcel Number

Primary APN	`19K-42-0536`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,131 sqft Living Area
Gross Area	7,871 sqft
1st Floor Area	1,453 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	44,431 sqft
Lot Dimensions	288 ft deep x 206 ft wide
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Pool Area	972 sqft
Porch	Open Frame Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 DROMARA RD
City	SAINT LOUIS
State	MO
Zip	63124-1880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	DROMARA ROAD LOTS 15 THRU 21 RESUB LOT 15
Legal Subdivision	DROMARA ROAD LOTS 15 THRU 21 RESUB
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4005
Census Tract	215400

Owner

15 Dromara Rd is owned and occupied by two individuals who bought it in September 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 DROMARA RD, SAINT LOUIS, MO 63124-1880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jul 21, 2017	Deed of Trust, Mortgage COMMERCE BK
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2013 · Amount on File
Deed Sale	Sep 4, 2013 · Amount on File
Deed Document Number	2013412
Deed Book / Page	20660 / 2635
Prior Transfer Date	Oct 30, 1998
Prior Transfer Doc	0000000424
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 13, 2026
Property Address	15 DROMARA RD, SAINT LOUIS, MO 63124-1880
Document Number	0000000192
Instrument Date	May 8, 2026
Instrument	2026192
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DROMARA RD, SAINT LOUIS, MO 63124-1880

Mortgage

Document Number	0000000192,
Date	May 13, 2026
Instrument	2026192

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 8, 2036

Interest

Rate	6.37%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15 DROMARA RD, SAINT LOUIS, MO 63124-1880
Document Number	0226480392
Book / Page	022648 / 000392
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 DROMARA RD ST LOUIS MO 631241880, ST LOUIS, MO 63124-1880

Mortgage

Document Number	0226480392
Date	Aug 11, 2017
Book Page	022648/000392
Instrument	233

Lender

Name	COMMERCE BK
Type	Bank
Address	922 WALNUT ST # 1100, KANSAS CITY, MO 64106-1820

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15 DROMARA RD, SAINT LOUIS, MO 63124-1880
Document Number	0226480408
Book / Page	022648 / 000408
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 DROMARA RD ST LOUIS MO 631241880, ST LOUIS, MO 63124-1880

Mortgage

Document Number	0226480408
Date	Aug 11, 2017
Book Page	022648/000408
Instrument	234

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 Dromara Rd was $21,073, down 6.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,520 (-) Land $114,720 Building $209,800	$1,708,000 (-) Land $603,800 Building $1,104,200
2025	$21,073.00 (-6.43%)	$324,520 Land $114,720 Building $209,800	$1,708,000 Land $603,800 Building $1,104,200
2024	$22,522.00 (+0.19%)
2023	$22,480.00	$333,720 Land $137,660 Building $196,060	$1,756,400 Land $724,500 Building $1,031,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Dromara Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2022)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 6 claims Severe Storms & Flooding, Aug 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Dromara Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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