Hardin County property record for 15 Downs Loop, Elizabethtown, KY 42701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.1 acres (47,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,300 (May 2026) |
| Tax Bill | $1,866 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-00-04-001 |
| Primary APN | 169-00-04-001 |
|---|
| Lot Area | 47,960 sqft (1.1 acres) |
|---|
| Street Address | 15 DOWNS LOOP |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROTTERS RIDGE LT1A #2 |
| Legal Subdivision | TROTTERS RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 1A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 1701 |
Source: Hardin County records · APN 169-00-04-001
Assessment roll updated January 20, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1203, BARDSTOWN, KY 40004-4203 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2026 | Deed, Transfer · Conventional Mortgage SOUTHWEST AIRLINES FEDERAL CREDIT UNION |
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2020 | Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK |
| Apr 12, 2019 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Feb 13, 2020 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1601 / 851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 15 DOWNS LOOP, ELIZABETHTOWN, KY 42701-4320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002410/585 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2410/585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 28, 2026 |
| Property Address | 15 DOWNS LOOP, ELIZABETHTOWN, KY 42701-4320 |
| Document Number | 001601/851 |
| Book / Page | 1601 / 851 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,421.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2617000298, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 2617/298 |
| Name | SOUTHWEST AIRLINES FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 15 DOWNS LOOP, ELIZABETHTOWN, KY 42701-4320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2410/585 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2410/585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 13, 2020 |
| Property Address | 15 DOWNS LOOP, ELIZABETHTOWN, KY 42701-4320 |
| Document Number | 01485/1269 |
| Book / Page | 1485 / 1269 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 20200-00001895 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1451 DECKARD SCHOOL RD, RINEYVILLE, KY 40162-9624 |
| Document Number | 200000001895 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 200000001895 |
| Name | SOUTH CENTRAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 12, 2019 |
| Property Address | 15 DOWNS LOOP, ELIZABETHTOWN, KY 42701-4320 |
| Document Number | 001471/581 |
| Book / Page | 1471 / 581 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 20190-00004139 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 W DIXIE AVE, ELIZABETHTOWN, KY 42701-2406 |
| Investor | Possibly a Property Investor |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,866.00 (-0.8%) | $193,900 (-) Land $25,000 Building $168,900 | $193,900 (-) Land $25,000 Building $168,900 |
| 2023 | $193,900 Land $25,000 Building $168,900 | $193,900 Land $25,000 Building $168,900 | |
| 2021 | $1,881.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930017012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 5% of the US · above 5% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 200 / 20 |
May also be available at this address: Xfinity, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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