15 Dolphin Rd, Ramrod Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 15 Dolphin Rd, Ramrod Key, FL 33042

Property Summary

Property TypeResidential Vacant Land
Lot Size0.141 acres (6,125 sqft)
Owner2 Individual Names on Record
Tax Bill$549 (2024)
Flood ZoneZone AE (high risk)
APN00208490-000000

Property Details

APN / Parcel Number

Primary APN00208490-000000
Alternative APNs
  • 30662900208490000000
  • 1271781

Exterior

Lot Area6,125 sqft (0.141 acres)

Location & Zoning

Account Number1271781
Street Address15 DOLPHIN RD
CityRAMROD KEY
StateFL
Zip33042
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeIS
Legal DescriptionBK 8 LT 15 RAMROD SHORES FIRST ADDN RAMROD KEY PB 4-51 OR470-661/62 OR642-297 OR746-572 OR789-1027 OR1038-1458 OR1103-1721 OR1153-527 OR1496-2370/71 OR2039-1561 OR2195-1018R/S
Legal SubdivisionRAMROD SHORES 1ST ADD
Legal Block8
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2047
Census Tract971502

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 420023, SUMMERLAND KEY, FL 33042-0023
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2004
Deed SaleSep 8, 2004
Prior SaleAug 3, 2004 · Amount on Record
Deed Document Number20041466642
Deed Book / Page2039 / 1561
Last Transfer DateMar 23, 2006
Transfer Doc0021951018
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$160,873 (+14.44%) Land $160,873$160,873 (+14.44%) Land $160,873
2024$549.00 (+12.73%)
2023$487.00 (+20.25%)$140,569 (+25%) Land $140,569$140,569 (+25%) Land $140,569
2022$405.00$112,455 Land $112,455$112,455 Land $112,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 829 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies829 in force
Nearby Flood Claims700 (1998–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 355 claims
  • Hurricane Wilma, Oct 2005 · 114 claims
  • Hurricane Georges, Sep 1998 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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