Walton County property record for 15 Dickens Dr, Freeport, FL 32439 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,958 sqft Living Area |
| Lot Size | 9,309 sqft (0.214 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $445,000 (2024) |
| Tax Bill | $3,884.00 (2025) |
| Primary APN | 17-1S-19-23070-000-0740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,642 sqft Gross Area |
| 1st Floor | 1,958 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,309 sqft (0.214 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 264 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 15 DICKENS DR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 74 PASSAGES AT HAMMOCK BAY PB 17-59 OR 2883-3030 OR 2938-2836 OR 3113-2243 OR 3273-4648 OR 3326-1982 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 7 |
| Legal Lot Number | 74 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23070-000-0740
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PANHANDLE CU |
| Aug 01, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage CENTENNIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Aug 01, 2019 · Amount on Record |
| Deed Doc Number | 202419342 |
| Deed Book / Page | 3326 / 1982 |
| Prior Transfer Date | Oct 24, 2022 |
| Prior Transfer Doc | 0032734648 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0033751430 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 3375/1430 |
| Instrument | 20250038776 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 01, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0032734648 |
| Book / Page | 3273 / 4648 |
| Map Reference | MB 17 PG 59 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 20220051117 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1249 SW RIDGE ST, LAKE CITY, FL 32024-3360 |
| Name | Verified Name |
|---|---|
| Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0032734649 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 3273/4649 |
| Name | PANHANDLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 01, 2019 |
| Property Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0031132243 |
| Book / Page | 3113 / 2243 |
| Map Reference | MB 17 PG 59 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 20190026108 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 SWEET TEA LN, 146, FREEPORT, FL 32439-7648 |
| Name | Verified Name |
|---|---|
| Address | 15 DICKENS DR, FREEPORT, FL 32439-2345 |
| Document Number | 0031132245 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 3113/2245 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,884.00 (-6.72%) | $346,017 (-5.69%) Land $50,000 Building $296,017 | $346,017 (-5.69%) Land $50,000 Building $296,017 |
| 2024 | $4,164.00 (+3.63%) | ||
| 2023 | $4,018.00 (+5.35%) Homeowner's exemption | $366,905 (+9.82%) Land $40,535 Building $326,370 | $366,905 (+9.82%) Land $40,535 Building $326,370 |
| 2022 | $3,814.00 Homeowner's exemption | $334,092 Land $44,994 Building $289,098 | $334,092 Land $44,994 Building $289,098 |
15 Dickens Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 10th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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