Bergen County and Upper Saddle River Borough property record for 15 Deerfield Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 1,912 sqft · built 1961 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jan 2021) |
| Tax Bill | $14,719 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00914-0000-00004 |
| Primary APN | 63-00914-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 38,768 sqft (0.89 acres) |
| Account Number | 097700 |
|---|---|
| Street Address | 15 DEERFIELD LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .890 AC |
| Legal Block | 914 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 53201 |
15 Deerfield Ln is owned and occupied by two individuals who bought it in January 2021.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 DEERFIELD LN, UPPER SADDLE RIVER, NJ 07458-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Jan 28, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Prior Sale | Feb 3, 1997 · Amount on File |
| Deed Document Number | 202112384 |
| Deed Book / Page | 3933 / 1761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 DEERFIELD LN, UPPER SADDLE RIVER, NJ 07458-1716 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040370192 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 4037/192 |
| Instrument | 2021043591 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 28, 2021 |
| Property Address | 15 DEERFIELD LN, UPPER SADDLE RIVER, NJ 07458-1716 |
| Document Number | 0039331761 |
| Book / Page | 3933 / 1761 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 21-012384 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | INVESTMENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 DEERFIELD LN, 15, UPPER SADDLE RIVER, NJ 07458-1716 |
| Name | Verified Name |
|---|---|
| Address | 15 DEERFIELD LN, UPPER SADDLE RIVER, NJ 07458-1716 |
| Document Number | 21012385 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 21-012385 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 15 Deerfield Ln was $14,719, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,300 (-) Land $355,600 Building $212,700 | $568,300 (-) Land $355,600 Building $212,700 | |
| 2025 | $14,719.00 (+1.73%) | $568,300 Land $355,600 Building $212,700 | $568,300 Land $355,600 Building $212,700 |
| 2024 | $14,468.00 | ||
| 2023 | $568,300 Land $355,600 Building $212,700 | $568,300 Land $355,600 Building $212,700 | |
| 2022 | $13,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Deerfield Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Deerfield Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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