15 Deborah Ln, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 15 Deborah Ln, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$391,900 (May 2020)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Mar 2020 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:69 L:11`

Property Details

APN / Parcel Number

Primary APN	`STAN M:69 L:11`
Alternative APN	`D0263R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	864 sqft
Basement Area	749 sqft
Unfinished Basement	749 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	D0263R
Street Address	15 DEBORAH LN
City	STEEP FALLS
State	ME
Zip	04085-6848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	11
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1017
Census Tract	17004

Owner

15 Deborah Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 DEBORAH LN, STEEP FALLS, ME 04085-6848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
May 5, 2020	Warranty Deed, Transfer · Stand-Alone Refinance NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	May 19, 2015 · Amount on File
Deed Document Number	202023208
Deed Book / Page	36665 / 200
Transfer Doc	0322800086
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	15 DEBORAH LN, STEEP FALLS, ME 04085-6848
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365080252
Date	Mar 16, 2020
Book Page	36508/252
Instrument	14063

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	May 5, 2020
Property Address	15 DEBORAH LN, STEEP FALLS, ME 04085-6848
Document Number	0366650200
Book / Page	36665 / 200
Instrument Date	May 1, 2020
Instrument	23208
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LYDIA LN UNIT 393, 393, S PORTLAND, ME 04106-2349

Mortgage

Document Number	0366650202
Date	May 5, 2020
Book Page	36665/202
Instrument	23209

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Deborah Ln was $4,450, up 5.6% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,450.00 (+5.58%)	$358,900 (+7.29%) Land $85,800 Building $273,100
2024	$4,215.00 (+6.41%)	$334,500 (+16.96%) Land $79,200 Building $255,300
2023	$3,961.00 (+4.62%)	$286,000 (+9.16%) Land $66,600 Building $219,400
2022	$3,786.00	$262,000 Land $59,600 Building $202,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Deborah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Deborah Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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