15 Dawn St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 15 Dawn St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1957
Lot Size	0.214 acres (9,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2013)
Tax Bill	$3,996 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`634-00039`

Property Details

APN / Parcel Number

Primary APN	`634-00039`
Alternative APN	`CHIC M:0634 P:00039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,048 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,335 sqft (0.214 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	634-00039
Street Address	15 DAWN ST
City	CHICOPEE
State	MA
Zip	01020-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	LONGWOOD PARK SEC B
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4013
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 DAWN ST, CHICOPEE, MA 01020-3905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN EAGLE FEDERAL CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 20, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2013 · Amount on Record
Deed Sale	Jun 21, 2013 · Amount on Record
Prior Sale	May 6, 2009
Deed Book / Page	19883 / 159
Transfer Doc	19917-94
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Sep 9, 2026
Property Address	15 DAWN ST, CHICOPEE, MA 01020-3905
Document Number	0000043809
Book / Page	26501 / 88
Instrument Date	Jul 31, 2026
Instrument	202643809
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DAWN ST, CHICOPEE, MA 01020-3905

Mortgage

Document Number	0000043809,
Date	Sep 9, 2026
Book Page	26501/88
Instrument	202643809

Lender

Name	AMERICAN EAGLE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	15 DAWN ST, CHICOPEE, MA 01020-3905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024300-63
Date	Dec 13, 2021
Book Page	24300/63
Instrument	88499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	15 DAWN ST, CHICOPEE, MA 01020-3905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025869-256
Date	May 20, 2025
Book Page	25869/256
Instrument	22152

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,996.00 (+6.19%)	$262,200 (+5.64%) Land $117,300 Building $144,900	$281,304 (-12.19%)
2025	$3,763.00 (+5.41%)	$248,200 (+2.6%) Land $107,200 Building $141,000	$320,340
2024	$3,570.00 (+7.89%)	$241,900 (+10.76%) Land $105,100 Building $136,800
2023	$3,309.00	$218,400 Land $95,500 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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