Flagler County property record for 15 Cunningham Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,832 sqft · built 1995 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2016) |
| Tax Bill | $4,345 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00120-0770 |
| Primary APN | 07-11-31-7016-00120-0770 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,832 sqft Heated Area |
| Gross Area | 2,431 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 15 CUNNINGHAM LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECT 16 BL 12 LT 77 OR 163 PG 260 OR 499 PG 940(DC) OR 499 PG 941 OR 504 PG 659 OR 536 PG 220 OR 536 PG 221 OR 536 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 12 |
| Legal Lot Number | 77 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60104 |
15 Cunningham Ln is owned and occupied by two individuals who bought it in June 2016.
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CUNNINGHAM LN, PALM COAST, FL 32137-9087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Prior Sale | Apr 25, 2001 · Amount on File |
| Deed Document Number | 2016017324 |
| Deed Book / Page | 2133 / 0911 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 15 Cunningham Ln was $4,345 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,345.00 Homeowner's exemption | $282,255 | $429,462 Land $117,000 Building $312,462 |
| 2023 | $4,142.00 (+0.85%) Homeowner's exemption | $266,311 (+3%) | $417,254 (+1.07%) Land $117,000 Building $300,254 |
| 2022 | $4,107.00 Homeowner's exemption | $258,555 | $412,838 Land $118,500 Building $294,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Cunningham Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 12 (2001–2022) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Cunningham Ln is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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