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15 Cummings Way, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 15 Cummings Way, Edgartown, MA 02539

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,015 sqft · built 1920
Lot Size0.285 acres (12,398 sqft)
OwnerIndividual Name on File
Last Sale$2,300,000 (Sep 2018)
Tax Bill$6,442 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNW7695

Property Details

APN / Parcel Number

Primary APNW7695
Alternative APN
  • EDGA M:029B B:0045 L

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,015 sqft Living Area
Gross Area3,889 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,398 sqft (0.285 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberW7695
Street Address15 CUMMINGS WAY
CityEDGARTOWN
StateMA
Zip02539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Block45
JurisdictionEDGARTOWN MA
Township / Civil DivisionEDGARTOWN
Census Block Group2
Census Block2021
Census Tract200300

Owner

15 Cummings Way is owned by an individual who bought it in September 2018.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1233 LAFAYETTE RD, GLADWYNE, PA 19035-1109
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2018 · Amount on File
Deed SaleSep 27, 2018 · Amount on File
Deed Book / Page1477 / 590
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEDGARTOWN MA
Recording DateSep 27, 2018
Property Address15 CUMMINGS WAY, EDGARTOWN, MA 02539
Document Number1477-590
Book / Page1477 / 590
Instrument5406
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14770607
DateSep 27, 2018
Instrument01477/0607
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueSep 27, 2048
Interest
Rate4%
Max Rate At Change0.12%
Max Rate2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 15 Cummings Way was $6,442, down 4.9% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionEdgartown Town
Secondary School DistrictMartha's Vineyard School District (09 - 12)
Elementary School DistrictEdgartown School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,442.00 (-4.93%)$2,597,745 (+1.59%) Land $2,360,145 Building $237,600$2,826,050
2025$6,776.00 (+5.84%)$2,557,100 (+1.86%) Land $2,248,400 Building $308,700
2024$6,402.00 (+3.73%)$2,510,500 (+2.49%) Land $2,248,400 Building $262,100
2023$6,172.00$2,449,400 Land $2,162,700 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cummings Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 221 individual policies
Nearby Flood Policies311 units insured
incl. 90 condo units
Nearby Flood Claims40 (1978–2024)
Claims Outside the SFHA4 of 40
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Coastal Storm, Oct 1991 · 12 claims
  • Hurricane Bob, Aug 1991 · 7 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cummings Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGARTOWN WATER DEPARTMENT
serves 8,027 people · EPA ID MA4089000
Water SourceGroundwater
Last State InspectionJun 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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