15 Cumberland Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 15 Cumberland Ave, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,094 sqft Living Area
Lot Size10,000 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$65,000 (2014)
Tax Bill$2,778.00 (2025)

Property Details

APN / Parcel Number

Primary APN4240-01-18-0221
Alternative APNs
  • 6459479.0
  • 6459479

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,094 sqft Living Area
1st Floor2,094 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area10,000 sqft (0.229 acres)
Depth X Width100 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area552 sqft Garage
PorchOpen Porch
Porch Area306 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number6459479.0
Street Address15 CUMBERLAND AVE
CityORMOND BEACH
StateFL
Zip32174-5323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 100 FT OF LOTS 22 & 23 BLK 18 ORMOND TERRACE MB 21 PG 161 PER OR 5538 PG 4906
Legal Range32E
Legal Township14S
Legal Section40
Legal SubdivisionTERRACE
Legal Tract1
Legal Block18
Legal Lot Number22-23 23
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2000
Census Tract80700

Owner

Source: Volusia County records · APN 4240-01-18-0221

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address15 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 13, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
SUCCESS MORTGAGE PARTNERS INC
Dec 31, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2014 · Amount on Record
Deed SaleNov 14, 2014 · Amount on Record
Deed Doc Number2014-206532
Deed Book / Page7054 / 0977
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323

Mortgage

Document Number0083282173
DateOct 26, 2022
Book Page8328/2173
Instrument2022243121
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueAug 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077330961
DateAug 13, 2019
Book Page7733/0961
Instrument2019-159051
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5323
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079651384
DateDec 31, 2020
Book Page7965/1384
Instrument2020-253796
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,778.00 (+17.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$203,413 (+5.99%)$512,920 (+1.2%) Land $54,600 Building $458,320
2023$2,371.00 (+3.58%) Senior Citizen's exemption$191,924 (+3%)$506,836 (+18.56%) Land $49,560 Building $457,276
2022$2,289.00 Senior Citizen's exemption$186,334$427,477 Land $49,560 Building $377,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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