15 Crystal Dr, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 15 Crystal Dr, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 1995
Lot Size	0.938 acres (40,872 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Apr 2020)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Aug 2022 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:138 B:000 L:137`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:138 B:000 L:137`
Alternative APN	`M:0004 B:0000 L:0196`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,716 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,872 sqft (0.938 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 CRYSTAL DR
City	SOUTHWICK
State	MA
Zip	01077-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	137
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1002
Census Tract	813101

Owner

15 Crystal Dr is owned by an individual who acquired it in August 2022.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	84 KINGS HWY, WEST SPRINGFIELD, MA 01089-2527
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2020	Personal Representative Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Nov 15, 2013 · Amount on File
Deed Document Number	202021616
Last Transfer Date	Aug 18, 2022
Transfer Doc	024692-320
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Aug 23, 2022
Property Address	15 CRYSTAL DR, SOUTHWICK, MA 01077-9613
Document Number	024692-320
Book / Page	24692 / 320
Instrument Date	Aug 18, 2022
Instrument	50792
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 CRYSTAL DR, SOUTHWICK, MA 01077-9613

April 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Apr 30, 2020
Property Address	15 CRYSTAL DR, SOUTHWICK, MA 01077-9613
Document Number	23189-102
Book / Page	23189 / 102
Instrument Date	Apr 29, 2020
Instrument	21616
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 SUGAR HILL RD, CHESTERFIELD, MA

Mortgage

Document Number	21617
Date	Apr 30, 2020
Instrument	21617

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Crystal Dr was $6,054, up 5.7% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,054.00 (+5.71%)	$388,800 (+5.02%) Land $82,700 Building $306,100	$430,350
2024	$5,727.00 (+7.91%)	$370,200 (+12.39%) Land $77,600 Building $292,600
2023	$5,307.00	$329,400 Land $77,600 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Crystal Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1979–1998)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Crystal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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